How to help my husband stay on budget?

Question:

Why is he acting so careless with money? Was I wrong to show him that I cared by buying him some nice items? How can I get him back on budget without hurting his pride?

Answers:

Maybe set up for him a separate account that X amount of his paycheck goes into every pay period, and explain to him that his hapkido and hobby money has to come out of there - if it's not for the household, it doesn't come out of the household budget. If he runs out of money in his personal account, then he's SOL.

If I were you I would create an account and put a big chunk of you inheritance in it and don't touch it ever for anything. If you don't do that you will find that it's gone.

Have this same discussion with him. You explained everything very well. You also said you "paid for nice family vacations just as a thank you for being supportive through another tough pregnancy."...I didn't get that. He is supposed to be supportive....why an "extra reward" for doing what he is supposed to do?

He's careless for three reasons: (1) that's the way he has always been, (2) he sees your inheritance as a source of "income," and (3) he is used to being a two income household (I assumed you had been active in your career prior to the birth of your younger child). You have already gotten him used to getting things from that inheritance, and he sees no reason why that should stop.

This requires an intense discussion.Best of luck.try the Dave Ramsey book The Total Money Makeover. My husband used to listen to his radio show. We were in a lot of debt. Got his book in Jan 09. Applied his plan. Have paid off about $8000 in debt. About 6 credit cards paid, plus a Lowes card, two Home Depot cards, some old medical bills and a student loan. all payed off. We are now working on our last three credit cards and then paying off my husbands car. We take each card we pay up and cut it into peices. When we are done, we are going to make a collage and frame it! He has great ideas, like starting with an emergency fund first. paying on your lowest debts next and apply money to your higher cards as you pay off the smaller ones. and doing a budget every month or every paycheck and having spending money (blow money) budgeted and to not go over that amount. there are steps after that like paying off home, college funds, etc.While I still get a very nice monthly check he doesn't expect me to cover his over spending - your's shouldn't eitherAs ya'll husband and wife i think you should have some say so on how he spend his money if he not doing what he need to do. First you need to put your foot down and tell him what ya'll going to do with the money like py bills, rent, gas,food other important stuff and whatever is left he can do as he please. I dont understand why some people think money grow on trees when they know what need to be done around the house. i dont see nothing wrong with you buying him nice things that he can enjoy that he cant buy with his own money. you should sit down and talk these budget plan that you want him to follow so he can get back on track!