Thursday, September 17, 2009

is there a special type of auto insurance for college students whom only drive while at home on vacation?

Question:

I need auto insurance for when im home and i do not want to pay for the whole year because i only drive during the summer when i am at home the rest of the year im away at school. thanks in advance.

Answers:

Playing devil's advocate, turning on and off an insurance policy may do wacky things with discounts on insurance that is based on being a "loyal customer" for "X" number of years. My auto insurance is gets a 5% discount for being with the company for continuously for years. You'll need to ask if the start/stop thing will impact that.

Just let your insurance company know, they remove you as a driver and then add you on when you are home. You get a lower rate for this instead of paying for the entire year. I believe all insurance companies do this now. I know Cooperators does.

I have used

Sorry, no one offers a policy like that.

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